M&M have paid $20, owe $24.00 - less Electric bill.
Walt said he will pay by the end of the month.
Al when are you planning on paying?
Eric owes me $7 after taking out this months phone/cable bill.
Eric and Walt remember that you will still owe money on the next set of bills as they are for the previous month (i.e. when we get the bills in mid-Janurary they will be for December). How are you planning on working this out?